I came across this great article from Living Well Spending Less with 17 different apps to help you save money. A number of them were ones that I already use and love so I decided to make sure you’re using them too! Here are a few of my favorites:
Ibotta – an app that offers cash rewards for items you are already buying at the grocery store! All you do is take a photo of your receipt and upload it to the app.
Target Cartwheel App – if you shop at Target this is a must have! It’s so easy to use and the savings really add up.
Shop Saavy – you scan the barcode on an item at the store and the app will tell you if it’s available cheaper online!
Gas Buddy – this one uses a satellite locator to find the closest gas stations with the lowest prices!
Viggle – earn points for watching television… this is a no-brainer if you’re already doing that 😉 You can earn gift cards and other prizes.
There were a number of suggested apps for helping you to organize your finances but I recommend Dave Ramsey’s new app, EveryDollar.
Well, you have a tax refund on the way…
Are you thinking of all the fun ways to spend it?
Of course it would be fun to immediately head to the local mall for a shopping spree but it’s really probably a better idea to choose one or more of these ways to spend your refund (don’t be mad… you can thank me later)!
Start or increase your emergency fund – make sure you are prepared for the unexpected. A general rule of thumb is $1000.
Get your “debt snowball” rolling – Dave Ramsey will tell you that you will be more successful in paying off debt if you start with your smallest debt and work toward the largest but some argue high interest debt first. Either way pay down your debt!
Build your savings account – our parents and their parents did such a better job than us at saving! It’s important. After you decide how much of your tax refund will go toward this category, make sure you add “saving” into your monthly budget.
Pay down long term debt – even just one extra payment per year toward your mortgage can have a big impact and save a lot of interest!
Invest in the future – stash away some money for retirement whenever you can.
Click here to find the full blog post where I found these great ideas. Hats off to Kayln Brooke of Creative Savings for these fantastic suggestions!
I grew up listening to rap music. I am a Gen Y gal, the generation that truly began to embrace rap music from a young age. I have discussed with my husband, “What happens when we get older… are we still going to be listening to this?” I ask this mainly because of the risque reputation rap music has gained from its lyrics. This thinking is similar to the current popularity of getting a tattoo and then having that image with you on your body as an elderly person. Because these things are what is popular, they create the new norms. Most popular music on mainstream stations IS hip-hop/rap. There are now stations devoted only to the genre.
When I first came to Pulse 101.7FM, I was not hearing much rap. I talked with Rachel Leigh about this once and she shared a great point: when Christian rock music first began, it had a sound that was different than the mainstream version, making it less accessible. Today, Christian rock artists create music that is very comparable stylistically to that of the mainstream, bridging that gap. She said that until Christian rap music became comparable in sound to that of the mainstream rap artists, it would be difficult for those who did not only listen to Christian music to relate and fall in love with the sound.
Lecrae has bridged this gap. His talent is immense. He creates music with similar beats and background music, and his talent of rapping and writing is easily at the same level of any mainstream rapper. BUT, he shares Truth… addressing relevant, important issues.
This album is raw. It is powerful. You can feel the emotion. Many of the songs are eye-opening, bringing awareness to issues that people face each day, but that we don’t always want to talk about. He even discusses the issue of mainstream rap music; what the artists are providing and what influence that can have on children of the current generation.
The last song on the album features Pulse 101.7FM artist For King and Country. It empowers and encourages the listener be a messenger of truth. Make sure that YOU share this album with anyone who is a fan of the genre…and ask them to share it, too. Those who are not currently listening to Christian music will recognize his talent and be impacted by the message. I believe this album is the beginning of a new era in Christian rap. Lecrae is truly an “Anomaly.”
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